When I started in this office, the man, let's call him Mr. X, and his wife had 2 cars and two children. These children may have been teenagers, we're not entirely sure. One day Mr. X calls the office to add a third car. As I always did, I asked him if there was now a third driver in the house. And he said that it was just going to be a spare car for the winter. (That isn't all that uncommon, especially if your primary car is a sports car, especially nice, or rather old and prone to break downs.) So, I added the car and took his payment. No big deal. Until, two weeks later, he did it again. And like the first time, no new drivers. And a third time, and a fourth until over the course of about three months Mr. X had 14 cars in his household and two drivers.
Now I know what you're thinking, maybe he just likes to collect cars. I've never met anyone who likes to collect Honda Civics and Mercury Sables, but maybe he's the first. The agent in charge of the office wasn't too concerned with investigating, because Mr. X paid for 14 cars, on time, every month, usually in person. And that's where Mr. X started to get a little cavalier about it. At first, he would run into the office while someone, driving his car, who we knew wasn't his wife, was sitting in the driver's seat. Then, Mr. X couldn't be bothered to make the payments himself at all. At least 5 other people, who all claimed to be Mr. X's brothers or sisters came to the office, driving one of Mr. X's cars, to make his payments for him.
Insurance agents are people too. Mr. X, you weren't fooling anyone. Now, I have no idea exactly what Mr. X was running with his fleet of vehicles, but it must have been something good. Maybe he had a nice little car rental business, or maybe none of his family could get car insurance. Who knows.
But before you go and pull such an obvious and funny scam as Mr. X, think about it. You might just end up providing me with more material for my blog.
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